Terms & Conditions
The ground rules for using this website and working with Home Loan To Reno on renovations, repairs, installations and property services.
Terms and Conditions document
Acceptance of Terms
By using this website, submitting an inquiry, or requesting services, you agree to these terms. A construction, renovation, repair, or installation agreement begins only when the applicable written proposal or service agreement has been accepted by the parties.
Service Usage
Website content describes available services and is provided for general informational purposes. Saving a service to a plan, using a website helper, requesting an appointment, or submitting an inquiry does not reserve a crew, confirm availability, establish a project date, or create a payment obligation.
User Responsibilities
Please provide accurate contact and property details, disclose known hazards, defects, structural concerns, or access restrictions, secure pets and valuables during work, and allow reasonable access to the property. Incomplete or inaccurate information may affect project cost, safety, or timing.
Pricing and Payments
Estimates remain valid for the period stated in the applicable proposal. Payments follow the milestones and terms agreed in writing. Changes to the project scope, materials, or specifications may affect the final price and require written approval before additional work begins.
Project Changes
Requested changes, substitutions, additions, or omissions may affect the project schedule and total cost. Work outside the agreed scope is not considered included unless confirmed through a written change, revised proposal, or other agreed documentation.
Scheduling
Schedules are prepared in good faith and may be affected by weather, permitting, inspections, hidden conditions, material availability, supplier lead times, access issues, or circumstances beyond reasonable control. We will communicate significant changes when practical and agree on a revised plan where possible.
Materials and Site Conditions
Existing or concealed conditions discovered after work begins may require additional materials, labor, or adjustments to the agreed scope. Reasonable substitutions may be proposed when specified materials are unavailable or discontinued, subject to the applicable project requirements.
Warranty Disclaimer
Workmanship warranties, where offered, are issued in writing and apply according to their stated terms and exclusions. Manufacturer warranties are governed by the applicable manufacturer's conditions. Separate warranty or insurance products are subject to their own coverage, limitations, and claims procedures.
Limitation of Liability
To the extent permitted by applicable law, liability relating to contracted work is limited to the remedies or amounts stated in the applicable agreement. Nothing in these terms limits liability for matters that cannot legally be excluded or restricted.
Termination Rights
Either party may end an agreement in writing where permitted by the agreement or applicable law, including where a material breach remains unresolved after reasonable notice. Completed work, approved changes, ordered materials, and applicable project costs may remain payable after termination.
Website Availability
Reasonable efforts are made to keep website information accurate and available, but uninterrupted access is not guaranteed. Service descriptions, pricing information, features, availability, photographs, and other website content may be changed or updated without prior notice.
Governing Law
These terms are governed by the laws applicable to the relevant service agreement and jurisdiction, unless applicable law requires otherwise. Disputes should first be addressed through good-faith communication and, where appropriate, mediation or another agreed dispute-resolution process before formal proceedings.
Changes to Terms
These terms may be updated periodically to reflect changes in services, website functionality, legal requirements, or operating practices. The latest version will be made available through this website and will apply as permitted by applicable law.
Questions? Email contact@homeloantoreno.info or call +1 865-657-3055. You can also review our Privacy Policy.